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  • Introduction
  • The CheckoutSmart Service
  • Obtaining an Account
  • Rewards & receipt retention
  • Intellectual Property
  • Privacy policy
  • Our Role
  • Misuse
  • Contact from third parties
  • Additional services
  • Operation of the CheckoutSmart Service
  • Liability
  • Indemnity
  • Assignment
  • Entire Agreement
  • Changes to this Agreement
  • General
  • Law
  • Keeping this Agreement
  • Contact
  • 1. Introduction

    This Agreement is a legal document, which sets out your rights and obligations, and those of CheckoutSmart ("we", "us" or "CheckoutSmart"), in relation to the services offered by us (the "CheckoutSmart Service"). You must take the time to read and understand it before registering for the CheckoutSmart Service. By registering, you accept that you are entering into a contract with us on the terms of this Agreement. You should be aware that this Agreement may change from time to time in accordance with Clause 16 below.

    People who register for the CheckoutSmart Service establish an "Account" and become "Account Holders".

    2. The CheckoutSmart Service

    The CheckoutSmart Service allows Account Holders to make purchases from Brands and Retailers that may qualify for cashback.

    This is how it works. CheckoutSmart receives a commission (the “Redemption fee”), payable by a Brand or Retailer, for qualifying purchases made by an Account Holder from the Brand or Retailer, once the purchase has been confirmed (each “Qualifying Transaction”).

    Account Holders who have entered into Qualifying Transactions for which Redemption Fees have been received by us will be able to see a positive account balance on the Account (a “Balance”). That Balance will be converted into a payment to you (“Cashout”) when the Account Holder requests payment of the Balance. To be clear, the Balance does not itself represent a sum of money held by CheckoutSmart on the Account Holder’s behalf.

    When we refer to “Brands" and/or "Retailers", we mean sellers and suppliers of goods or services that agree to enter into Qualifying Transactions and pay us Redemption Fees.

    CheckoutSmart reserves the right to change or add to cashout of Balance methods in the future. This may include removing BACs and / or PayPal and adding or replacing with alternative options such as electronic gift vouchers or other alternatives.

    Please refer to the CheckoutSmart Terms and Conditions on claiming for offers, the individual offer terms and conditions and the CheckoutSmart Privacy Policy for information on your personal data and how we manage it.

    3. Obtaining an Account

    You must be at least 16 years of age to obtain an Account. A person may have no more than one Account. You must be a resident of the UK & Northern Ireland to register for a CheckoutSmart Account.

    You must register for the CheckoutSmart Service using accurate and current information about yourself. If you are asked for, and provide, details of a bank account, Paypal account, or other account into which you wish to receive payments (your Payment Method), you (a) must ensure that you are, and remain, fully entitled to use that Payment Method, and (b) confirm that you wish to receive Rewards through that Payment Method. You should keep this information updated through your Account.

    Our Privacy Policy contains important information on how we deal with the personal information you provide through your CheckoutSmart Account, including information derived from activity through your Payment Method.

    Note that your Payment Method (such as PayPal) may have rules about the maximum or minimum payment that you can receive through that Payment Method.

    Important: You must ensure that the email address we hold for you is kept up-to-date and that you have full access to it - we will be sending you important messages there. If you change email address, then you must change the address we hold for you on your Account.

    4. Rewards & receipt retention

    After an Account Holder successfully completes a qualifying transaction, and once your account balance has reached the minimum threshold, we pass the reward on to the Account Holder through his/her Payment Method when requested.

    All original receipts must be retained by the Account Holder for 60 days after the receipt date to allow for further receipt verification steps. These may include but are not limited to the re-submitting of receipts, emailing further account holder details and/or sending of original receipts via post to a nominated address in the UK at the member’s expense.

    There are various circumstances in which Rewards will not be payable to the Account Holder, and will be forfeited to us, namely:

    1. the Reward is attributed to an Account Holder or Account that has been:
      1. suspended or terminated by us under Clause 8 “Misuse” of this Agreement;
      2. associated with any fraudulent activity or any breach of this Agreement;
      3. used to make purchases on behalf of, or for the benefit of, any other person;
      4. where the Reward is held in, or attributable to, an Account that has been inactive (i.e. where no claim has been made) for more than twelve months.

    5. Intellectual Property

    By submitting or including any material on the CheckoutSmart Service, an Account Holder expressly grants:

    to us a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, perform, translate, create derivative works from, distribute, and display such content throughout the world in any media; and to other Account Holders (through us, under the licence referred to in a. above), the non-exclusive, personal, non-transferable right to view the relevant material.

    You acknowledge that all copyright, trademarks, and other intellectual property rights in and relating to the CheckoutSmart Service (including the material which is contributed by Account Holders or others) are owned by, or licensed to, us. No-one may copy, distribute, show in public or create any derivative work from the CheckoutSmart Service, or any of the material which is found on the CheckoutSmart Service unless properly licensed to do so by us.

    6. Privacy policy

    Our Privacy Policy forms part of this Agreement, and by entering into this Agreement you also give your consent to the way we handle your personal data under that policy.

    7. Our Role

    CheckoutSmart is not a party to any transactions with retailers, and is not the seller or supplier of, and does not endorse, any of the goods or services that they make available. Thus we do not have any of the legal obligations that apply to the sellers of those goods or services.

    Accordingly, we have no control over or responsibility for:

    1. the quality, safety, or legality of the goods or services available from retailers; or
    2. whether the retailer can or will supply and pass good title to any goods or services.

    To the extent that the law permits, you release us, our agents and employees from all liability arising out of or in connection with any transactions with retailers, including (without limitation) all claims and demands relating to transactions (whether completed or uncompleted) with retailers, or goods or services offered for sale or supply, or actually sold or supplied, through or in connection with any transactions with retailers.

    8. Misuse

    We reserve the right to suspend or terminate any Account Holder's access to the CheckoutSmart Service, or parts of it, if in our reasonable view the relevant Account Holder or Account appears to be in breach of any provision of this Agreement.

    An Account should be used only for purchases on the Account Holder's own behalf, and not on the behalf of, or for the benefit of, any other person(s).

    Account Holders must not enter into, or attempt to enter into, any transaction with a retailer or to gain Rewards (a) by providing the personal information of someone else, or a payment method which they are not entitled to use, (b) by deceptively or unfairly exploiting an offer, (c) returning items to retailers (unless faulty) or (d) in breach of any terms and conditions applied by CheckoutSmart to that offer.

    9. Contact from third parties

    If anyone contacts us in relation to material or transactions associated with you or your Account, then you agree:

    1. to provide all reasonable information and assistance we may require in connection with responding to that contact; and
    2. to respond promptly and accurately to it, should we pass the message to you for a response.

    10. Additional services

    We, or our partners, may offer new or additional services through the CheckoutSmart Service from time to time. Your use of those services may be subject to additional terms and conditions, which you must comply with. Provided that those terms are notified to you in an appropriate manner (as determined by us in our reasonable discretion) when you agree to take those services, any failure by you to comply with a material provision of the terms governing those services will amount to a breach of this Agreement.

    11. Operation of the CheckoutSmart Service

    We reserve the right to withdraw, modify or suspend aspects of the CheckoutSmart Service, or the entirety of it, where we have legal, security, technical or commercial reasons to do so. We will endeavour to give you 30 days advance notice before taking such action, except where it is necessary to take earlier action for security reasons or because of technical difficulties which would otherwise adversely affect the CheckoutSmart Service. There may also be times when the CheckoutSmart Service becomes inaccessible as a result of technical difficulties experienced by CheckoutSmart; we will, however, use reasonable skill and care to overcome these difficulties where they are within our control. Please note, however, that we cannot guarantee continuous access to the CheckoutSmart Service or any of the content that appears on it.

    Nevertheless, we will strive to ensure that any periods of planned unavailability, which you will be informed of when you access the CheckoutSmart Service at the relevant time, are kept to a minimum.

    For security or other reasons, we may require you to change password or other information which facilitates access to the CheckoutSmart Service. You are solely responsible for maintaining the confidentiality of your password and any additional identifying information.

    12. Liability

    We warrant that the CheckoutSmart Service will be provided with reasonable care and skill with the intention of meeting our specifications for the CheckoutSmart Service, but we cannot and do not guarantee that the CheckoutSmart Service will meet your requirements.

    1. CheckoutSmart shall be liable as expressly provided in this Agreement, but shall have no other obligation, duty or liability whatsoever in contract, tort (including negligence, breach of statutory duty and any other tort) or otherwise.
    2. Nothing in this Agreement excludes or restricts our liability for death or personal injury resulting from our negligence.
    3. Subject always to sub-Clause 4. below, CheckoutSmart shall be liable for direct loss or damage only, whether in contract, tort (including negligence, breach of statutory duty or other tort) or otherwise, and whether caused by its act or omission or that of its employees, agents or subcontractors. CheckoutSmart's aggregate liability during any successive period of twelve months, the first of which shall be deemed to begin on the date when you obtain your Account, shall be limited to £5 (five pounds sterling).
    4. We will not be liable to you or anyone else, whether in contract, tort (including negligence, breach of statutory duty or other tort) or otherwise:
    5. for any loss of revenue, business, anticipated savings or profits, or
    6. for any indirect, special or consequential loss, damage, costs or other claims, howsoever caused or arising, whether through non-supply or late supply of the CheckoutSmart Service or other non-performance of this Agreement or otherwise.
    7. Except as expressly stated elsewhere in this Agreement, all representations, warranties, conditions and other terms, whether express or implied (by common law, statute, collaterally or otherwise) are hereby excluded, except in the case of fraud, or where such exclusion is not permitted by law.
    8. For the avoidance of doubt, CheckoutSmart will not have liability to you or any other person in respect of material contributed by Account Holders, or any activity or communication relating to such material or transactions.
    9. The provisions of this Clause 12 shall survive the termination or expiry of this Agreement.

    13. Indemnity

    You agree upon demand to indemnify CheckoutSmart against and to be wholly responsible for all liabilities, claims and expenses that may arise out of or in connection with (a) any breach of this Agreement by you or through your Account, or (b) any transaction with a retailer.

    14. Assignment

    We reserve the right to assign this Agreement, and to assign or subcontract any or all of our rights and obligations under this Agreement, but will not do so in such a way as to reduce any guarantees you are given under this Agreement. You may not without the written consent of CheckoutSmart assign or dispose of this Agreement, nor subcontract any of your rights and obligations under it.

    15. Entire Agreement

    This Agreement is intended to contain your entire agreement with us relating to the CheckoutSmart Service; we believe it to be fair and reasonable.

    16. Changes to this Agreement

    We reserve the right to change this Agreement from time to time, and post the new version on the CheckoutSmart Service. When we do so, we will post the new version of the Agreement on the CheckoutSmart Service, and the new version of these terms and conditions will take effect, and will govern the CheckoutSmart Service and your relationship with us:

    1. commencing no less than thirty days after the date of posting (or such later date as we indicate in the relevant posting), if any of the changes is to an operative provision of this Agreement which is capable of adversely affecting you; if you do not wish to be governed by the new version of the Agreement, you may notify us on or before the date when the new version of the Agreement is to take effect, and from that date you must cease to use the CheckoutSmart Service; or
    2. immediately upon the date of posting (or such later date as we indicate in the relevant posting), if the changes are not to operative provisions, or not capable of adversely affecting you - examples of which would include, without limitation, changes to contact details referred to, or the refinement of provisions that are already included, in this Agreement.

    17. General

    In the event that any term of this Agreement is held to be invalid or unenforceable, the remainder of this Agreement shall remain valid and enforceable. You and CheckoutSmart are independent contractors, and no agency, partnership, joint venture or employee-employer relationship is intended or created by this Agreement. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches.

    18. Law

    This Agreement, and our relationship with you and each Account Holder, is governed by the laws of England and Wales.

    You and we each submit to the non-exclusive jurisdiction of the English courts in relation to disputes arising in connection with this Agreement.

    19. Keeping this Agreement

    We don't separately file the individual Agreements entered into by Account Holders when they register for the CheckoutSmart Service. It is offered in English only.

    20. Contact

    We are Checkout Smart Limited, and our address for correspondence and queries is CheckoutSmart, 6 Snow Hill, London, EC1A 2AY. We are a company registered in England and Wales under registration no. 08209876. Please note that all communications (including formal notices) under this Agreement are to be sent and received by email. For this purpose, we will send our notices to you at the email address (help@checkoutsmart.com) you notify to use when you register as an Account Holder, as changed subsequently in your Account details.